Problems of Hiring Your Own Cleaner

  • Payroll Tax Problems

    • If you pay more than $2,000 your cleaner is your employee.
    • It doesn't matter if the work is performed full time or part time.
    • It doesn't matter if he/she is paid hourly, daily or by salary.
    • It doesn't matter if you believe your worker is an employee or an independent contractor.
  • Criminal Prosecution

    • There is now criminal prosecution if you pay "under the table" or if your domestic worker is not a U.S. citizen and I-9 work papers have not been filed with the government.
  • Big Government Fines

    • There is now a penalty of $2,000 each day of non-payment of State required Worker's Compensation Insurance. The family can also be responsible for providing both lost wages and medical costs. There can also be double, triple and quadruple penalties depending on the state.
  • Worker Lawsuits

    • Undocumented workers can sue if the family has not filed I-9 work papers. There are also many lawsuits where the former worker alleged sexual harassment, often faked injuries, or wrongful termination based on race discrimination.
  • Homeowner's Insurance Won't Protect You

    • If payroll taxes are not paid for a domestic worker you hire on your own, and if they are considered to be your employee, then your homeowner's insurance policy will not protect you if your worker gets injured on your property, or causes property damage, or commits theft.